How Moving Can Impact Your Coverage

How Moving Can Impact Your Coverage

Are you prepping for a move? You might be wondering if you should make any changes to your home or auto insurance.

While updating your paperwork might not be your top priority right now, doing so can keep you and your belongings protected during and after your move.

You can start by adding your new address to your policy. Here are some other key things to consider.

Home

Your homeowner’s insurance premiums will differ when you move, even if you’re staying in the same area. Changes in home size, construction materials, natural hazards, and property crime rates all affect policy costs. Reach out about your premium ahead of your move so you can budget accordingly.

Possessions

Consider whether you have enough coverage for all the furniture, electronics and other items you acquired since you purchased your policy. It’s easy to underestimate the value of your stuff.

Also, replacement cost coverage is more valuable than actual cash value coverage and may be worth the upgrade if you don’t have it already.

Are your belongings covered while moving? Consult your policy or get in touch to find out. You may be able to purchase coverage from your movers or add it to your policy if you need it.

Auto

Your auto insurance premiums could also increase or decrease when you move. The risks of driving in your new location and parking at your new home may change because the weather, traffic and crime may be different.

If you’re moving states, premium changes can be more pronounced. One reason is that minimum coverage laws vary by state. Changing location also means you’ll need to re-register your vehicle.

Finally, avoid changing or canceling your current policies too early so you don’t have gaps in your protection.

Do you have questions about your coverage while moving? Find more information about home insurance Get in touch today.

HOW CAN ZOLEZZI INSURANCE AGENT HELP YOU?

ON THE PHONE OR IN PERSON – We gather information about your current insurance policies and current coverage needs.

COMPARE PERSONALIZED QUOTES – We collect quotes from various companies to allow you to shop for the best coverage at the best price.

OUTSTANDING SERVICE – We provide outstanding customer service on your business and personal insurance needs with staffing in 3 locations.

 6 Steps to Take After a Car Accident

6 Steps to Take After a…

 Get to Know 3 Home Security Innovations

Get to Know 3 Home Security…

 4 Times to Lean on Your Emergency Savings

4 Times to Lean on Your…

Request a Quote

Ready to start saving money?

Vehicle Insurance (1)

Business Insurance

Property Insurance

Life & Health Insurance

Public Entity Insurance

login

Enter your email and password 

Skip to content